CITIZENS FINANCIAL GROUP INC/RI

State Commercial Banks

CFG Banks & Consumer Finance People in Banks & Consumer Finance SEC CIK 0000759944 ↗

Computed from SEC EDGAR filings and closing prices — not copied from any wealth ranking. Dataset . How we calculate this.

Market capitalisation
$29.68B
421,176,788 shares Covers all 4 share classes this company has on file.
Insiders on file
27
people who have filed Form 3, 4 or 5 naming this issuer
Value of insider-held stock
$297.49M
from the holdings reported on Forms 3/4/5; this figure has no separate as-of date on file
Insider-held share of market cap
1.00%
insider-held value divided by market capitalisation

What CITIZENS FINANCIAL GROUP INC/RI reports

Revenue and net income below are for fiscal period FY2025, the period label carried by this company’s own annual XBRL filings to the SEC. Fiscal years do not line up between companies — one company’s FY2026 can cover much the same months as another’s FY2025 — so compare the periods, not just the numbers.

Revenue
$8.25B
FY2025 annual revenue, from this company’s own annual XBRL filings to the SEC
Net income
$1.83B
FY2025 profit for the period, from this company’s own annual XBRL filings to the SEC
Employees
17,727
Yahoo Finance
Where the employee count comes from

Headcount comes from Yahoo Finance, not from a filing. The date beside it is the day we retrieved the figure — it is not the date the company counted its staff, and Yahoo does not publish that date. Unlike the SEC filings behind the other figures on this page, this one carries no open licence, so we publish the number and nothing else from that source.

Insiders at CITIZENS FINANCIAL GROUP INC/RI

Shares is what each person last reported holding here.

Everyone below has filed at least one insider report against this company.

Value is that share count priced at the same closing price used everywhere else on this site. A row priced from only some of a person’s securities says so — we do not quietly present a partial sum as a complete one.

Rows are grouped by the role each person reports.

The role comes from the relationship boxes a person ticks on their own insider filings — officer, director, ten per cent owner — not from anything we infer. Somebody who is both an officer and a director appears once, in the combined group, so the row count still matches the figure at the top of this page. Where no filing states a role we say so instead of guessing one.

People who file insider reports against CITIZENS FINANCIAL GROUP INC/RI.
Insider Reported role Shares Value Last action
Officers 12
Donald H. McCree III Chairman 396,694 $28.08M A Grant or award Mar 1, 2026 position reported
John F Woods CFO 350,806 $24.83M F Shares withheld for taxes Mar 1, 2025 position reported
Brendan Coughlin President 284,928 $20.17M F Shares withheld for taxes Mar 1, 2026 position reported
Susan LaMonica Other Executive 165,971 $11.75M S Open-market sale Mar 11, 2026 position reported
Michael Ruttledge CIO 141,602 $10.02M A Grant or award Mar 1, 2026 position reported
Theodore C Swimmer Other Executive 109,337 $7.74M F Shares withheld for taxes Mar 1, 2026 position reported
Richard L Stein Other Executive 89,546 $6.34M F Shares withheld for taxes Jun 15, 2026 position reported
Aunoy Banerjee CFO 79,774 $5.65M A Grant or award Mar 1, 2026 position reported
Christopher R Emerson CFO 38,828 $2.75M position reported
Craig Jack Read Other Executive 33,620 $2.38M S Open-market sale Jul 25, 2024 position reported
Michelle Moosally General Counsel 28,615 $2.03M S Open-market sale May 12, 2026 position reported
Christopher J Schnirel Chief Accounting Officer 18,495 $1.31M F Shares withheld for taxes Mar 1, 2026 position reported
Officers who also sit on the board 5
Bruce van Saun CEO 1,270,132 $89.90M G Bona fide gift Jul 24, 2026 position reported
Elizabeth S Johnson Other Executive 195,894 $13.87M A Grant or award Mar 1, 2025 position reported
Marita Zuraitis CEO 54,862 $3.88M A Grant or award Aug 13, 2026 position reported
Christopher Swift CEO 23,324 $1.65M A Grant or award Aug 13, 2026 position reported
Claude E Wade EVP 4,942 $349.8K A Grant or award Aug 13, 2026 position reported
Directors 10
Kevin Cummings Board Member 528,961 $37.44M A Grant or award Aug 13, 2026 position reported
William P. Hankowsky Board Member 78,027 $5.52M A Grant or award Feb 18, 2026 position reported
Michele N. Siekerka Board Member 70,248 $4.97M A Grant or award Aug 13, 2026 position reported
Christine M Cumming Board Member 49,733 $3.52M A Grant or award Aug 13, 2026 position reported
Wendy A Watson Board Member 47,228 $3.34M A Grant or award Feb 14, 2025 position reported
Terrance Lillis Board Member 40,758 $2.88M A Grant or award Aug 13, 2026 position reported
Edward J. Kelly III Board Member 36,758 $2.60M A Grant or award Aug 13, 2026 position reported
Robert G Leary Board Member 30,715 $2.17M A Grant or award Aug 13, 2026 position reported
Lee Alexander Board Member 23,324 $1.65M A Grant or award Aug 13, 2026 position reported
Tracy A Atkinson Board Member 9,936 $703.3K A Grant or award Aug 13, 2026 position reported

Recent insider transactions

Of the 230 rows we hold, 2 are open-market purchases (P) and 6 open-market sales (S) — the only codes we count as buying or selling.

The rest — awards, shares withheld to pay tax, option exercises, gifts and so on — follow from an employment contract or a transfer arranged off-market, not from a decision to buy or sell, so counting them would turn this into a pay table.

A price of 0.00 is a real reported figure on gifts (G) and share awards (A) — not a gap in our data.

Insider transactions disclosed to the SEC for CITIZENS FINANCIAL GROUP INC/RI, newest first, each with the filing behind it.
Date Insider Transaction Shares Price Value Filing
May 14, 2026 Edward J. Kelly III A Grant or award 296 $0.00 $0 SEC filing ↗
May 12, 2026 Michelle Moosally S Open-market sale 6,050 $62.16 $376.1K SEC filing ↗
Apr 23, 2026 Terrance Lillis A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Kevin Cummings A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Robert G Leary A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Claude E Wade A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Michele N. Siekerka A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Tracy A Atkinson A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Christopher Swift A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Lee Alexander A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Christine M Cumming A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Edward J. Kelly III A Grant or award 2,608 $0.00 $0 SEC filing ↗
Apr 23, 2026 Marita Zuraitis A Grant or award 2,608 $0.00 $0 SEC filing ↗
Mar 11, 2026 Susan LaMonica S Open-market sale 13,258 $58.04 $769.5K SEC filing ↗
Mar 1, 2026 Theodore C Swimmer F Shares withheld for taxes 18,677 $60.19 $1.12M SEC filing ↗
Mar 1, 2026 Theodore C Swimmer A Grant or award 20,383 $0.00 $0 SEC filing ↗
Mar 1, 2026 Michelle Moosally F Shares withheld for taxes 5,194 $60.19 $312.6K SEC filing ↗
Mar 1, 2026 Michelle Moosally A Grant or award 7,060 $0.00 $0 SEC filing ↗
Mar 1, 2026 Christopher J Schnirel F Shares withheld for taxes 1,514 $60.19 $91.1K SEC filing ↗
Mar 1, 2026 Christopher J Schnirel A Grant or award 5,814 $0.00 $0 SEC filing ↗
Mar 1, 2026 Michael Ruttledge A Grant or award 11,879 $0.00 $0 SEC filing ↗
Mar 1, 2026 Michael Ruttledge F Shares withheld for taxes 10,995 $60.19 $661.8K SEC filing ↗
Mar 1, 2026 Richard L Stein A Grant or award 12,958 $0.00 $0 SEC filing ↗
Mar 1, 2026 Richard L Stein F Shares withheld for taxes 12,295 $60.19 $740.0K SEC filing ↗
Mar 1, 2026 Susan LaMonica A Grant or award 12,149 $0.00 $0 SEC filing ↗

From SEC Form 4 filings. Every row links to the filing it came from. How we calculate this.

What a Form 4 is

The report an officer, director or large shareholder must file after trading their own company’s stock.

Subsidiaries — 62 legal entities

Subsidiaries of CITIZENS FINANCIAL GROUP INC/RI

62 legal entities named in the subsidiary exhibit filed with this company’s most recent 10-K. . Filing on SEC.gov.

This is not the full list. SEC rules only require a company to name its significant subsidiaries.

What that leaves out

Smaller entities are left out of the exhibit entirely. A short list here means a short exhibit — it does not mean the company owns nothing else. Nothing on this page is inferred: every name below is copied from the filing.

Subsidiaries CITIZENS FINANCIAL GROUP INC/RI names in its most recent annual report, with the place each one is organised.
Subsidiary Organised in
1215 Financial Center Associates Ltd. OH
CFG Service Corp DE
CFG Technology and Operations India Private Limited India
CIADS Agency, Inc. OH
Citizens Asset Finance, Inc NY
Citizens Auto Receivables Trust 2023- 1 DE
Citizens Auto Receivables Trust 2023-2 DE
Citizens Auto Receivables Trust 2024-1 DE
Citizens Auto Receivables Trust 2024-2 DE
Citizens Auto Receivables, LLC DE
Citizens Automobile Funding Facility, LLC DE
Citizens Bank, National Association USA
Citizens Charitable Foundation RI
Citizens Financial Group, Inc. DE
Citizens Funding Corp. NH
Citizens Insurance Holdings, Inc. RI
Citizens JMP Group, LLC DE
Citizens JMP Securities, LLC DE
Citizens One Community Development Corporation NY
Citizens One NMTC CDE Corp. DE
Citizens One NMTC CDE, LLC II DE
Citizens One NMTC CDE, LLC III DE
Citizens One NMTC CDE, LLC IV DE
Citizens One NMTC CDE, LLC V DE
Citizens RI Investment Corp. IV RI
Citizens Securities, Inc. RI
Citizens Trust Company of Delaware DE
Citizens Ventures, Incorporated MA
CJMPR, LLC TX
Clarfeld Financial Advisors, LLC DE
College Raptor, Inc. DE
Connecticut Realty Investors, Inc CT
CSB Investment Corp. RI
Estate Preservation Services, LLC NY
Harvest Capital Strategies LLC DE
HCS Strategic Investments LLC DE
Investors Financial Group Insurance Agency, Inc. NJ
Investors Financial Group, Inc. NJ
Investors Financial Services, Inc. NJ
Investors Investment Corp. NJ
Investors Real Estate Corporation NJ
JMP Asset Management Inc. TX
JMP Group Inc. DE
JMP Holding LLC DE
JMP Investment Holdings LLC DE
Marathon National Bank Employer's Trust DE
Marathon Realty Investors, Inc. NY
Mass Investment Corp RI
Minuteman Investments Corporation MA
MNBNY Holdings, Inc. NY
Montgomery Service Corporation PA
My Way Development LLC NJ
New England Acceptance Corporation NH
PA Investment Corp. I RI
PA Investment Corp. II RI
PA Investment Corp. V DE
PCHC NMTC Investment Fund, LLC DE
Private Export Funding Corporation DE
RI Realty Trust, Inc. MA
Servco, Inc. OH
Thistle Group Holdings, Co. PA
Willamette Management Associates, Inc. OR
What counts as a subsidiary

A subsidiary is a separate legal entity this company controls; it is not the same thing as a brand, a division or an office. These entities do not file with the SEC in their own right, so there is no separate page to open for them.

Think a number here is wrong? Open the linked filing and compare — how to report it.

Sources and technical notes

Every figure on this page comes from filings to the U.S. SEC via EDGAR. Nothing here is estimated, and nothing is taken from press coverage or company websites.

Share count: cover page of the latest filing (dei:EntityCommonStockSharesOutstanding), taken from CITIZENS FINANCIAL GROUP INC/RI’s own filings and multiplied by our closing price. Full method.

What that share count means

the share count the company itself prints on the cover of its most recent filing, as of the date it signed that filing.

We do not take a market cap from a data vendor, and we do not estimate one: the figure is a share count from CITIZENS FINANCIAL GROUP INC/RI’s own SEC filings multiplied by the closing price we hold for the same stock.

Logo: Citizens Financial Group / Public domain , via Wikimedia Commons ↗ — used here to identify the company. Trademarks remain the property of their owner.