UNITED COMMUNITY BANKS INC

State Commercial Banks

UCB Banks & Consumer Finance People in Banks & Consumer Finance SEC CIK 0000857855 ↗

Computed from SEC EDGAR filings and closing prices — not copied from any wealth ranking. Dataset . How we calculate this.

Market capitalisation
$4.26B
120,575,503 shares Covers every share class this company has on file.
Insiders on file
7
people who have filed Form 3, 4 or 5 naming this issuer
Value of insider-held stock
$26.57M
from the holdings reported on Forms 3/4/5; this figure has no separate as-of date on file
Insider-held share of market cap
0.62%
insider-held value divided by market capitalisation

What UNITED COMMUNITY BANKS INC reports

Revenue and net income below are for fiscal period FY2025, the period label carried by this company’s own annual XBRL filings to the SEC. Fiscal years do not line up between companies — one company’s FY2026 can cover much the same months as another’s FY2025 — so compare the periods, not just the numbers.

Revenue
$1.06B
FY2025 annual revenue, from this company’s own annual XBRL filings to the SEC
Net income
$328.10M
FY2025 profit for the period, from this company’s own annual XBRL filings to the SEC
Employees
3,141
Yahoo Finance
Where the employee count comes from

Headcount comes from Yahoo Finance, not from a filing. The date beside it is the day we retrieved the figure — it is not the date the company counted its staff, and Yahoo does not publish that date. Unlike the SEC filings behind the other figures on this page, this one carries no open licence, so we publish the number and nothing else from that source.

Insiders at UNITED COMMUNITY BANKS INC

Shares is what each person last reported holding here.

Everyone below has filed at least one insider report against this company.

Value is that share count priced at the same closing price used everywhere else on this site. A row priced from only some of a person’s securities says so — we do not quietly present a partial sum as a complete one.

Rows are grouped by the role each person reports.

The role comes from the relationship boxes a person ticks on their own insider filings — officer, director, ten per cent owner — not from anything we infer. Somebody who is both an officer and a director appears once, in the combined group, so the row count still matches the figure at the top of this page. Where no filing states a role we say so instead of guessing one.

People who file insider reports against UNITED COMMUNITY BANKS INC.
Insider Reported role Shares Value Last action
Officers 4
Richard Bradshaw EVP 85,837 $3.06M S Open-market sale Jul 27, 2026 position reported
Jefferson L. Harralson CFO 62,433 $2.23M S Open-market sale Jul 28, 2026 position reported
Robert A. Edwards EVP 59,377 $2.12M G Bona fide gift Jul 29, 2026 position reported
Lux Melinda Davis General Counsel 43,637 $1.56M A Grant or award Feb 15, 2026 position reported
Officers who also sit on the board 1
H. Lynn Harton CEO 336,828 $12.00M S Open-market sale Feb 18, 2026 position reported
Directors 2
Tim Wallis Board Member 119,473 $4.26M A Grant or award May 13, 2026 position reported
Thomas A. Richlovsky Board Member 38,055 $1.36M G Bona fide gift Jul 24, 2026 position reported

Events from filings

Detected automatically in the filings linked below. Each headline is built from the numbers in those filings, not written by a model. Newest first; events older than 45 days stay listed and are marked as older.

UNITED COMMUNITY BANKS INC (UCB) filed a Form 8-K under Item 5.02 (directors and officers) on Aug 19, 2026

Director or officer change filing

The company filed a current report that includes Item 5.02, the item used to report departures, elections or appointments of directors and certain officers, and related pay arrangements. We record only that this filing exists: we have not extracted who left, who joined or whose role changed. Open the filing to read it.

Form 8-K filed Aug 19, 2026, items 5.02, 7.01, 9.01. SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

UNITED COMMUNITY BANKS INC (UCB) filed a Form 8-K under Item 5.02 (directors and officers) on Aug 3, 2026

Director or officer change filing

The company filed a current report that includes Item 5.02, the item used to report departures, elections or appointments of directors and certain officers, and related pay arrangements. We record only that this filing exists: we have not extracted who left, who joined or whose role changed. Open the filing to read it.

Form 8-K filed Aug 3, 2026, items 5.02, 7.01, 9.01. SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

Jefferson L. Harralson sold 25,000 UNITED COMMUNITY BANKS INC (UCB) shares for $885,250 on Jul 28, 2026

Unusual change in a direct holding

Flagged because the change that day in the shares this person holds directly was unusually large compared with their own earlier changes. The rows below are the open-market trades reported that day; under each share count is the balance the filing reports after that line.

Jefferson L. Harralson sold 25,000 UNITED COMMUNITY BANKS INC (UCB) shares for $885,250 on Jul 28, 2026
Date Insider Transaction Shares Price Value Filing
Jul 28, 2026 Jefferson L. Harralson S Open-market sale 25,000 held after: 37,433 $35.41 $885,250 SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

Richard Bradshaw sold 1,654 UNITED COMMUNITY BANKS INC (UCB) shares for $50,000 on Oct 27, 2025

Large trade for this person

Flagged because this trade was large compared with this person’s own earlier open-market trades in the same currency — not because it is large in absolute terms. A trade that is routine for one insider can be flagged for another.

Richard Bradshaw sold 1,654 UNITED COMMUNITY BANKS INC (UCB) shares for $50,000 on Oct 27, 2025
Date Insider Transaction Shares Price Value Filing
Oct 27, 2025 Richard Bradshaw S Open-market sale 1,654 held after: 75,226 $30.23 $50,000 SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

Richard Bradshaw sold 1,594 UNITED COMMUNITY BANKS INC (UCB) shares for $49,318 on Jul 28, 2025

Large trade for this person

Flagged because this trade was large compared with this person’s own earlier open-market trades in the same currency — not because it is large in absolute terms. A trade that is routine for one insider can be flagged for another.

Richard Bradshaw sold 1,594 UNITED COMMUNITY BANKS INC (UCB) shares for $49,318 on Jul 28, 2025
Date Insider Transaction Shares Price Value Filing
Jul 28, 2025 Richard Bradshaw S Open-market sale 1,594 held after: 78,417 $30.94 $49,318 SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

Recent insider transactions

Of the 116 rows we hold, 0 are open-market purchases and 19 open-market sales (S) — the only codes we count as buying or selling.

The rest — awards, shares withheld to pay tax, option exercises, gifts and so on — follow from an employment contract or a transfer arranged off-market, not from a decision to buy or sell, so counting them would turn this into a pay table.

A price of 0.00 is a real reported figure on gifts (G) and share awards (A) — not a gap in our data.

Insider transactions disclosed to the SEC for UNITED COMMUNITY BANKS INC, newest first, each with the filing behind it.
Date Insider Transaction Shares Price Value Filing
Jul 29, 2026 Robert A. Edwards G Bona fide gift 1,500 $0.00 $0 SEC filing ↗
Jul 28, 2026 Jefferson L. Harralson S Open-market sale 25,000 $35.41 $885.3K SEC filing ↗
Jul 27, 2026 Richard Bradshaw S Open-market sale 2 $35.15 $70 SEC filing ↗
Jul 27, 2026 Richard Bradshaw S Open-market sale 1,422 $35.09 $49.9K SEC filing ↗
Jul 24, 2026 Thomas A. Richlovsky G Bona fide gift 2,526 $0.00 $0 SEC filing ↗
Jul 24, 2026 Thomas A. Richlovsky G Bona fide gift 2,526 $0.00 $0 SEC filing ↗
May 13, 2026 Tim Wallis A Grant or award 2,330 $0.00 $0 SEC filing ↗
May 13, 2026 Thomas A. Richlovsky A Grant or award 2,330 $0.00 $0 SEC filing ↗
Apr 27, 2026 Richard Bradshaw S Open-market sale 1,510 $33.09 $50.0K SEC filing ↗
Feb 18, 2026 H. Lynn Harton S Open-market sale 25,000 $34.64 $866.0K SEC filing ↗
Feb 15, 2026 Lux Melinda Davis A Grant or award 5,012 $0.00 $0 SEC filing ↗
Feb 15, 2026 Lux Melinda Davis F Shares withheld for taxes 1,522 $34.56 $52.6K SEC filing ↗
Feb 15, 2026 Lux Melinda Davis F Shares withheld for taxes 1,230 $34.56 $42.5K SEC filing ↗
Feb 15, 2026 Jefferson L. Harralson F Shares withheld for taxes 2,115 $34.56 $73.1K SEC filing ↗
Feb 15, 2026 Jefferson L. Harralson A Grant or award 6,363 $0.00 $0 SEC filing ↗
Feb 15, 2026 Jefferson L. Harralson F Shares withheld for taxes 1,583 $34.56 $54.7K SEC filing ↗
Feb 15, 2026 Richard Bradshaw F Shares withheld for taxes 2,359 $34.56 $81.5K SEC filing ↗
Feb 15, 2026 Richard Bradshaw F Shares withheld for taxes 1,374 $34.56 $47.5K SEC filing ↗
Feb 15, 2026 Richard Bradshaw A Grant or award 7,217 $0.00 $0 SEC filing ↗
Feb 15, 2026 Robert A. Edwards F Shares withheld for taxes 1,006 $34.56 $34.8K SEC filing ↗
Feb 15, 2026 Robert A. Edwards F Shares withheld for taxes 1,392 $34.56 $48.1K SEC filing ↗
Feb 15, 2026 Robert A. Edwards A Grant or award 4,580 $0.00 $0 SEC filing ↗
Feb 15, 2026 H. Lynn Harton F Shares withheld for taxes 9,755 $34.56 $337.1K SEC filing ↗
Feb 15, 2026 H. Lynn Harton F Shares withheld for taxes 11,622 $34.56 $401.7K SEC filing ↗
Feb 15, 2026 H. Lynn Harton A Grant or award 24,542 $0.00 $0 SEC filing ↗

From SEC Form 4 filings. Every row links to the filing it came from. How we calculate this.

What a Form 4 is

The report an officer, director or large shareholder must file after trading their own company’s stock.

Subsidiaries — 14 legal entities

Subsidiaries of UNITED COMMUNITY BANKS INC

14 legal entities named in the subsidiary exhibit filed with this company’s most recent 10-K. . Filing on SEC.gov.

This is not the full list. SEC rules only require a company to name its significant subsidiaries.

What that leaves out

Smaller entities are left out of the exhibit entirely. A short list here means a short exhibit — it does not mean the company owns nothing else. Nothing on this page is inferred: every name below is copied from the filing.

Subsidiaries UNITED COMMUNITY BANKS INC names in its most recent annual report, with the place each one is organised.
Subsidiary Organised in
Community First Capital Trust II Delaware
FNBSM The Falls, LLC Florida
Four Oaks Statutory Trust I Delaware
Navitas Credit Corp. Florida
NLFC Reinsurance Corp. Tennessee
TFG Holdings, LLC Delaware
Tidelands Statutory Trust I Delaware
UCB Funding Corp. Georgia
United Community Bank South Carolina
United Community Development Corporation Georgia
United Community Insurance, Inc. Florida
United Community Investments, Inc. North Carolina
United Community Payment Systems, LLC (50% owned by United Community Bank) Delaware
United Community Public Finance, Inc. Delaware
What counts as a subsidiary

A subsidiary is a separate legal entity this company controls; it is not the same thing as a brand, a division or an office. These entities do not file with the SEC in their own right, so there is no separate page to open for them.

Think a number here is wrong? Open the linked filing and compare — how to report it.

Sources and technical notes

Every figure on this page comes from filings to the U.S. SEC via EDGAR. Nothing here is estimated, and nothing is taken from press coverage or company websites.

Share count: cover page of the latest filing (dei:EntityCommonStockSharesOutstanding), taken from UNITED COMMUNITY BANKS INC’s own filings and multiplied by our closing price. Full method.

What that share count means

the share count the company itself prints on the cover of its most recent filing, as of the date it signed that filing.

We do not take a market cap from a data vendor, and we do not estimate one: the figure is a share count from UNITED COMMUNITY BANKS INC’s own SEC filings multiplied by the closing price we hold for the same stock.

Logo: UCB (Union Chimique Belge) / Public domain , via Wikimedia Commons ↗ — used here to identify the company. Trademarks remain the property of their owner.