FRANKLIN FINANCIAL SERVICES CORP /PA/

State Commercial Banks

FRAF Banks & Consumer Finance People in Banks & Consumer Finance SEC CIK 0000723646 ↗

Computed from SEC EDGAR filings and closing prices — not copied from any wealth ranking. Dataset . How we calculate this.

Market capitalisation
$285.90M
4,499,582 shares Covers every share class this company has on file.
Insiders on file
10
people who have filed Form 3, 4 or 5 naming this issuer
Value of insider-held stock
$16.77M
from the holdings reported on Forms 3/4/5; this figure has no separate as-of date on file
Insider-held share of market cap
5.87%
insider-held value divided by market capitalisation

What FRANKLIN FINANCIAL SERVICES CORP /PA/ reports

Revenue and net income below are for fiscal period FY2025, the period label carried by this company’s own annual XBRL filings to the SEC. Fiscal years do not line up between companies — one company’s FY2026 can cover much the same months as another’s FY2025 — so compare the periods, not just the numbers.

Revenue
—
No revenue figure: this company’s filings tag profit, but no single revenue total.
Net income
$21.23M
FY2025 profit for the period, from this company’s own annual XBRL filings to the SEC
Employees
—
No employee count is on file for this company. We do not take one from press coverage or the company website.
Why the revenue box is blank

US GAAP has no one “total revenue” tag that every filer uses. A bank reports interest and dividend income separately from non-interest income; closed-end funds, blank-cheque companies and some property trusts report the same way; and a company that has not sold anything yet — a drug developer still in trials, for instance — files no revenue at all. Adding two differently defined income lines together would produce a number that appears in no filing, so we publish a revenue figure only where the filing tags one annual, US-dollar revenue fact we can point at. A blank here means no such tag, not that we failed to look.

Insiders at FRANKLIN FINANCIAL SERVICES CORP /PA/

Shares is what each person last reported holding here.

Everyone below has filed at least one insider report against this company.

Value is that share count priced at the same closing price used everywhere else on this site. A row priced from only some of a person’s securities says so — we do not quietly present a partial sum as a complete one.

Rows are grouped by the role each person reports.

The role comes from the relationship boxes a person ticks on their own insider filings — officer, director, ten per cent owner — not from anything we infer. Somebody who is both an officer and a director appears once, in the combined group, so the row count still matches the figure at the top of this page. Where no filing states a role we say so instead of guessing one.

People who file insider reports against FRANKLIN FINANCIAL SERVICES CORP /PA/.
Insider Reported role Shares Value Last action
Officers 2
Timothy G Henry CEO 23,369 $1.50M M Option exercise or conversion Apr 23, 2025 position reported
Mark R Hollar CFO 17,073 $1.10M A Grant or award Jun 1, 2026 position reported
Officers who also sit on the board 1
Craig W. Best CEO 17,308 $1.11M A Grant or award Jun 1, 2026 position reported
Directors 7
Donald H Mowery Board Member 45,068 $2.90M A Grant or award Mar 2, 2026 position reported
Allan E. Jennings Jr. Board Member 31,175 $2.00M A Grant or award Mar 24, 2025 position reported
Daniel J Fisher Board Member 30,240 $1.94M A Grant or award Jun 29, 2026 position reported
Kevin W Craig Board Member 27,594 $1.77M A Grant or award Jun 29, 2026 position reported
Stanley J Kerlin Board Member 27,070 $1.74M A Grant or award Jun 29, 2026 position reported
Gregory A Duffey Board Member 23,705 $1.52M P Open-market purchase Aug 26, 2026 position reported
G. Warren Elliott Board Member 18,347 $1.18M A Grant or award Jun 29, 2026 position reported

Events from filings

Detected automatically in the filings linked below. Each headline is built from the numbers in those filings, not written by a model. Newest first; events older than 45 days stay listed and are marked as older.

FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) filed a Form 8-K under Item 5.02 (directors and officers) on Aug 18, 2026

Director or officer change filing

The company filed a current report that includes Item 5.02, the item used to report departures, elections or appointments of directors and certain officers, and related pay arrangements. We record only that this filing exists: we have not extracted who left, who joined or whose role changed. Open the filing to read it.

Form 8-K filed Aug 18, 2026, items 5.02, 9.01. SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

Gregory A Duffey bought 3,000 FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) shares for $101,700 on Feb 5, 2025

Large trade for this person

Flagged because this trade was large compared with this person’s own earlier open-market trades in the same currency — not because it is large in absolute terms. A trade that is routine for one insider can be flagged for another.

Gregory A Duffey bought 3,000 FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) shares for $101,700 on Feb 5, 2025
Date Insider Transaction Shares Price Value Filing
Feb 5, 2025 Gregory A Duffey P Open-market purchase 3,000 held after: 23,782 $33.90 $101,700 SEC filing ↗

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

3 insiders bought FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) shares worth $107,197 between May 29, 2024 and Jun 5, 2024

Cluster buying

3 different insiders made 4 open-market purchases of this company’s shares within a short window. Each row below is one reported trade.

3 insiders bought FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) shares worth $107,197 between May 29, 2024 and Jun 5, 2024
Date Insider Transaction Shares Price Value Filing
May 29, 2024 Gregory A Duffey P Open-market purchase 38 held after: 18,127 $26.49 $1,007 SEC filing ↗
Jun 5, 2024 Mark R Hollar P Open-market purchase 100 held after: 11,364 $25.90 $2,590 SEC filing ↗
Jun 5, 2024 Gregory A Duffey P Open-market purchase 2,000 held after: 20,127 $25.90 $51,800 SEC filing ↗
Jun 5, 2024 Timothy G Henry P Open-market purchase 2,000 held after: 21,020 $25.90 $51,800 SEC filing ↗

Total of the rows above: $107,197, in the currency the filings report.

Source: SEC EDGAR (United States); every row links to where it was published. Event computed Sep 14, 2026.

Recent insider transactions

Of the 116 rows we hold, 24 are open-market purchases (P) and 1 open-market sales (S) — the only codes we count as buying or selling.

The rest — awards, shares withheld to pay tax, option exercises, gifts and so on — follow from an employment contract or a transfer arranged off-market, not from a decision to buy or sell, so counting them would turn this into a pay table.

A price of 0.00 is a real reported figure on gifts (G) and share awards (A) — not a gap in our data.

Insider transactions disclosed to the SEC for FRANKLIN FINANCIAL SERVICES CORP /PA/, newest first, each with the filing behind it.
Date Insider Transaction Shares Price Value Filing
Aug 26, 2026 Gregory A Duffey P Open-market purchase 16 $62.08 $993 SEC filing ↗
Jul 29, 2026 Gregory A Duffey P Open-market purchase 16 $64.08 $1.0K SEC filing ↗
Jun 29, 2026 Kevin W Craig A Grant or award 174 $63.21 $11.0K SEC filing ↗
Jun 29, 2026 Gregory A Duffey A Grant or award 50 $63.21 $3.2K SEC filing ↗
Jun 29, 2026 Daniel J Fisher A Grant or award 78 $63.21 $4.9K SEC filing ↗
Jun 29, 2026 Stanley J Kerlin A Grant or award 124 $63.21 $7.8K SEC filing ↗
Jun 29, 2026 G. Warren Elliott A Grant or award 39 $63.21 $2.5K SEC filing ↗
Jun 1, 2026 Craig W. Best A Grant or award 246 $47.51 $11.7K SEC filing ↗
Jun 1, 2026 Mark R Hollar A Grant or award 136 $47.51 $6.5K SEC filing ↗
May 27, 2026 Gregory A Duffey P Open-market purchase 17 $58.88 $1.0K SEC filing ↗
Apr 29, 2026 Gregory A Duffey P Open-market purchase 18 $55.35 $996 SEC filing ↗
Mar 30, 2026 Kevin W Craig A Grant or award 214 $50.56 $10.8K SEC filing ↗
Mar 30, 2026 Gregory A Duffey A Grant or award 63 $50.56 $3.2K SEC filing ↗
Mar 30, 2026 Daniel J Fisher A Grant or award 97 $50.56 $4.9K SEC filing ↗
Mar 30, 2026 Stanley J Kerlin A Grant or award 155 $50.56 $7.8K SEC filing ↗
Mar 30, 2026 G. Warren Elliott A Grant or award 48 $50.56 $2.4K SEC filing ↗
Mar 2, 2026 Kevin W Craig A Grant or award 424 $0.00 $0 SEC filing ↗
Mar 2, 2026 Gregory A Duffey A Grant or award 383 $0.00 $0 SEC filing ↗
Mar 2, 2026 Donald H Mowery A Grant or award 383 $0.00 $0 SEC filing ↗
Mar 2, 2026 Daniel J Fisher A Grant or award 450 $0.00 $0 SEC filing ↗
Mar 2, 2026 Stanley J Kerlin A Grant or award 383 $0.00 $0 SEC filing ↗
Mar 2, 2026 Craig W. Best A Grant or award 2,322 $0.00 $0 SEC filing ↗
Mar 2, 2026 Mark R Hollar F Shares withheld for taxes 386 $51.48 $19.9K SEC filing ↗
Mar 2, 2026 Mark R Hollar A Grant or award 1,000 $0.00 $0 SEC filing ↗
Mar 2, 2026 G. Warren Elliott A Grant or award 771 $0.00 $0 SEC filing ↗

From SEC Form 4 filings. Every row links to the filing it came from. How we calculate this.

What a Form 4 is

The report an officer, director or large shareholder must file after trading their own company’s stock.

Subsidiaries — 9 legal entities

Subsidiaries of FRANKLIN FINANCIAL SERVICES CORP /PA/

9 legal entities named in the subsidiary exhibit filed with this company’s most recent 10-K. . Filing on SEC.gov.

This is not the full list. SEC rules only require a company to name its significant subsidiaries.

What that leaves out

Smaller entities are left out of the exhibit entirely. A short list here means a short exhibit — it does not mean the company owns nothing else. Nothing on this page is inferred: every name below is copied from the filing.

Subsidiaries FRANKLIN FINANCIAL SERVICES CORP /PA/ names in its most recent annual report, with the place each one is organised.
Subsidiary Organised in
CHAMBERSBURG, PA —
DIRECT - 100% —
FARMERS AND MERCHANTS FRANKLIN FUTURE
FRANKLIN FINANCIAL —
FRANKLIN FINANCIAL SERVICES CORPORATION —
INDIRECT - 100% —
PROPERTIES CORPORATION —
SERVICES CORPORATION —
TRUST COMPANY OF FUND
What counts as a subsidiary

A subsidiary is a separate legal entity this company controls; it is not the same thing as a brand, a division or an office. These entities do not file with the SEC in their own right, so there is no separate page to open for them.

Think a number here is wrong? Open the linked filing and compare — how to report it.

Sources and technical notes

Every figure on this page comes from filings to the U.S. SEC via EDGAR. Nothing here is estimated, and nothing is taken from press coverage or company websites.

Share count: cover page of the latest filing (dei:EntityCommonStockSharesOutstanding), taken from FRANKLIN FINANCIAL SERVICES CORP /PA/’s own filings and multiplied by our closing price. Full method.

What that share count means

the share count the company itself prints on the cover of its most recent filing, as of the date it signed that filing.

We do not take a market cap from a data vendor, and we do not estimate one: the figure is a share count from FRANKLIN FINANCIAL SERVICES CORP /PA/’s own SEC filings multiplied by the closing price we hold for the same stock.